This Privacy Policy explains how KCB Credit LLC (“KCB Credit,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you use kcbcredit.app, including the KCB Credit Billing Portal at billing.kcbcredit.app (collectively, the “Services”).
1. Information we collect
We may collect information you provide, including your name, company name, business contact information, billing email address, invoice number, payment-related selections, support communications, and other information submitted through the Services.
When you use the Billing Portal, invoice and customer information may be retrieved from KCB Credit’s QuickBooks Online account. Payment card and bank information is entered and processed through QuickBooks Payments or another identified processor; KCB Credit does not intend to store complete payment-card or bank-account credentials in the Billing Portal.
We may also collect technical information such as IP address, browser type, device information, access times, requested pages, security events, and diagnostic logs.
2. How we use information
We use information to authenticate invoice searches, display and administer invoices, facilitate payments, send invoices and billing communications, provide support, secure and maintain the Services, detect misuse, comply with legal requirements, and improve our business operations.
3. How we disclose information
We may disclose information to service providers supporting our operations, including Intuit QuickBooks, QuickBooks Payments, Cloudflare, hosting and security providers, professional advisers, and other vendors acting on our behalf. We may also disclose information when required by law, to protect rights and safety, in connection with a business transaction, or at your direction. We do not sell personal information for money.
4. QuickBooks and payment processing
The Services connect to Intuit products to retrieve, display, send, and facilitate payment of KCB Credit invoices. Intuit’s processing is governed by its own terms and privacy notices. Completing payment may redirect you to an Intuit-hosted page.
5. Data retention
We retain information for as long as reasonably necessary for billing, accounting, security, contractual, and legal purposes. Retention varies according to the information and applicable obligations.
6. Security
We use administrative, technical, and physical safeguards designed to protect information. No online service can guarantee absolute security. You are responsible for protecting your devices and access credentials and notifying us of suspected unauthorized activity.
7. California privacy rights
California residents may have rights under applicable law to request access to, correction of, or deletion of certain personal information and to receive information about its collection and disclosure. Rights may be subject to verification and legal exceptions. KCB Credit will not unlawfully discriminate against a person for exercising an applicable privacy right.
8. Your choices and requests
You may submit a privacy request using the contact information below. We may need to verify your identity and authority before completing a request.
9. Children’s privacy
The Services are intended for business customers and are not directed to children under 13. We do not knowingly collect personal information from children through the Billing Portal.
10. Changes to this policy
We may update this Privacy Policy periodically. The effective date identifies the latest revision. Material changes will be posted through the Services or communicated as required by law.
11. Contact us
KCB Credit LLC
1407 N Batavia St, Suite 201
Orange, CA 92867
compliance@kcbcredit.com
844-217-5633