This End-User License Agreement (“Agreement”) governs access to and use of kcbcredit.app, including the KCB Credit Billing Portal at billing.kcbcredit.app (collectively, the “Services”), provided by KCB Credit LLC (“KCB Credit,” “we,” “us,” or “our”). By accessing or using the Services, you agree to this Agreement. If you use the Services for an organization, you represent that you have authority to bind it.
1. Limited license
Subject to this Agreement, KCB Credit grants you a limited, revocable, nonexclusive, nontransferable license to access and use the Services for legitimate business purposes related to your relationship with KCB Credit.
2. Authorized use
You may use the Services only to access information you are authorized to view, make authorized payments, and perform permitted account or administrative functions. You must provide accurate information and comply with applicable laws.
3. Prohibited conduct
You may not attempt to access another customer’s information; guess, enumerate, harvest, or automate invoice searches; bypass security controls; interfere with the Services; introduce malicious code; reverse engineer or copy the Services except where applicable law expressly permits; misuse another person’s credentials; or use the Services for unlawful, fraudulent, or abusive activity.
4. Accounts and security
You are responsible for safeguarding credentials and devices used to access the Services and for activity performed through your access. Notify KCB Credit promptly if you suspect unauthorized use. We may suspend access to protect customers, KCB Credit, or the Services.
5. QuickBooks and third-party services
The Services may connect with Intuit QuickBooks Online, QuickBooks Payments, and other third-party services. Their separate terms and privacy notices apply. KCB Credit is not responsible for third-party systems outside our control. Displayed invoice information remains subject to KCB Credit’s official accounting records.
6. Payments and invoices
Submitting payment does not modify the underlying agreement or obligations associated with an invoice. Payments are subject to verification, processing, reversal, and the payment processor’s terms. If portal information conflicts with KCB Credit’s accounting records, contact KCB Credit for review.
7. Ownership
KCB Credit and its licensors retain all rights in the Services, including software, designs, text, branding, and content. This Agreement does not transfer ownership or permit use of KCB Credit names, logos, or marks except as necessary to use the Services.
8. Availability and changes
We may maintain, modify, suspend, or discontinue any part of the Services. We do not guarantee uninterrupted or error-free availability. Maintenance and third-party outages may affect access.
9. Disclaimers
To the maximum extent permitted by law, the Services are provided “as is” and “as available.” KCB Credit disclaims implied warranties, including merchantability, fitness for a particular purpose, and noninfringement. Nothing in the Services constitutes legal, tax, or accounting advice.
10. Limitation of liability
To the maximum extent permitted by law, KCB Credit will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenue, data, or business opportunities arising from the Services. Liability that cannot lawfully be excluded will be limited to the extent permitted by law.
11. Termination
This Agreement remains effective until terminated. Your rights end if you violate this Agreement or your authorization ends. Provisions that by their nature should survive termination will remain effective.
12. Governing law
This Agreement is governed by California law, without regard to conflict-of-law principles. Disputes will be brought in a court of competent jurisdiction in Orange County, California, unless applicable law requires otherwise.
13. Changes
We may update this Agreement periodically. Continued use after an updated Agreement becomes effective constitutes acceptance to the extent permitted by law.
14. Contact
KCB Credit LLC
1407 N Batavia St, Suite 201
Orange, CA 92867
compliance@kcbcredit.com
844-217-5633